Classic Car Insurance in North Carolina

Protecting your muscle car or exotic requires specialized insurance that accounts for their value and parts. At Snider Insurance Group, we provide dependable classic car insurance to collectors in Statesville, Troutman, and across North Carolina. Whether your car is for show or occasional drives, we’re here to help you find the right coverage.

What Does Classic Car Insurance Cover?

Classic car insurance offers protection for your vehicle, liability risks, and specific needs that standard auto insurance may not address. Coverage options include:

• Agreed Value Coverage: Insures your car for its appraised value, ensuring you receive the full amount in the event of a total loss.
• Liability Coverage: Covers damages to other people’s property and medical expenses if you are responsible for an accident involving your classic car.
• Collision Coverage: Pays for repairs or replacement of your car after an accident, regardless of fault.
• Comprehensive Coverage: Protects your car from theft, vandalism, or damage caused by weather-related events.
• Spare Parts Coverage: Provides financial protection for rare or hard-to-find parts needed to repair your classic car.
• Limited Use Coverage: Offers protection for cars driven occasionally, such as to car shows or on weekend drives.

Why Classic Car Insurance is Important

Standard auto insurance policies often don’t account for the value and needs of classic cars. Classic car insurance ensures your vehicle is properly protected, whether it’s a restored vintage model or a rare collectible. This type of coverage is essential for preserving your investment and avoiding financial losses in the event of damage or liability claims.

What Goes Into Setting Up a Policy?

Setting up a classic car insurance policy involves several important steps. At Snider Insurance Group, we guide you through the process to ensure your vehicle is properly covered. Here’s what to consider:

• Vehicle Eligibility: Classic cars are typically defined as vehicles that are at least 20 to 25 years old and maintained in good condition.
• Agreed Value: Work with an appraiser to determine the true value of your car for accurate coverage.
• Usage Restrictions: Many policies are designed for limited mileage or special events, so consider how often you drive your car.
• Storage Requirements: Ensure your car is stored in a secure location, such as a garage, to meet policy requirements.

Contact Us for Classic Car Insurance

Protect your classic car with reliable insurance from Snider Insurance Group. Contact us today to learn more about our policies or request a quote. Visit our Contact Us page for assistance or check out our Compare Quotes page to explore additional insurance options.