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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

When to Consider Supplemental Health Insurance

Supplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness.  If you are under age 65 and...

The Surprising History of 8 Iconic Car Accessories

1950s: Fuzzy Dice A staple of 1950s “hot rod” culture, fuzzy dice can still be found hanging from the rearview mirrors of classic cars across the United States. But while these colorful plush accessories may seem like the epitome of cheesiness, their origins are less lighthearted. It’s said that placing a pair of dice on the instrument panel became a common practice for fighter pilots during...

Starting a Family? Consider These Types of Life Insurance

When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family.  What Are the Different Types of Life Insurance? The two main types of life insurance...

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance.  What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...

Top 5 Scenic Drives in Ohio

Can you remember the last time you drove for no other reason than to explore? Or took the long way home on purpose? It’s a freeing experience—to drive down the interstate, onto rural routes, and through the tree-lined backroads of the countryside. Thankfully, Ohio is home to many roads and byways that are perfect for your next scenic drive; you may even want to find...