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Archives: 2015

Term Life Insurance Facts You Should Know

Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works, as well as the pros and cons of keeping this type of protection in place. That's why we have pulled together some of the basic...

Obamacare Enrollment Tips

When the Affordable Care Act (otherwise known as Obamacare) became law, the entire health insurance industry made a massive shift. Insurance plans changed and issues regarding pre-existing conditions were resolved. The problem that exists now is getting enrolled in the right health insurance plan. Whether you use the state or the federal website to enroll, it can be hard to do it right. For good...

Liability Only Coverage: Pros & Cons

The need for excellent car insurance is a fact of life. It's great to get extensive coverage at a low price, and saving your hard-earned money is always a good idea, but one of the most common questions we hear is whether liability only coverage if the right choice. Let's look at the pros and cons of liability only auto insurance. Pros: Liability only coverage is...

Easy Ways To Clean Your House This Spring

After a long and cold winter, it's time to let in the sunshine, breathe the fresh air, and make your home spotless. A good spring cleaning also keeps your home environment much safer, as cluttered areas can pose a risk of fire. Check your home from top to bottom for any hazards. Here are 5 tips to help make your spring cleaning easier: 1. Start...

Ways To Be Safe Against Carbon Monoxide In Your Home

Carbon monoxide (CO) is odorless, colorless, hard to detect, and extremely dangerous. The gas is often called "the invisible killer," and it is critical that your family is protected from exposure. The CDC reports that there were a total of 5,149 deaths from unintentional carbon monoxide poisoning from 1999 - 2010, or an average of 430 deaths every year, and the National Fire Protection Agency...